If you have no portfolio data, we have models based upon massive quantities of finance data intelligence we have built through covering everything from personal lending, corporate lending, home mortgage, automobile, peer to peer lending, Credit Cards, mobile data, social data, utility payments data , cash advances etc.
UnderWriteAi – Features
Featured Engineered Variable Set
Real time Prescriptive Outputs
This enables the lenders to provide Risk based varied pricing mechanisms on new credit applications
UnderWriteAi: Unique Value proposition using Data science
Proprietary Financial data intelligence and Profiling
CreditNirvana platform uses this intelligence and have created very unique significant variables set with respect to the Credit Risk analysis.
Proprietary Feature created data variables for Underwriting
By building models using multiple techniques, on more than simple default, and focusing on such outcomes as profitability and customer lifetime value, we allow you to fully leverage artificial intelligence to increase your lending performance.
Proprietary Machine Learning models for Underwriting
Using CreditNirvana:UnderWriteAi , your organization can leverage the latest advanced in Machine learning driven credit analytics without capital investment or build time.